Description

Responsible for assisting leadership in building and maintaining financial and operational reporting and analytics to aid Home Mortgage Capital Markets management strategic decision making and operational risk oversight. This role will engage across Capital Markets functional areas, providing data analysis and insight into topics including pricing margin management, pipeline interest rate risk, mortgage portfolio performance, etc.

Key functions:

• Support pricing strategy and tactics through new initiative development, financial impact analysis and new reporting & analytics on mortgage pipeline, profitability, servicing key metrics.
• Create consolidated cross-channel data sources through collaboration with business owners, finance, and technology partners. Provide subject matter expertise and manage the migration of siloed data sources into a centralized data warehouse or repository.
• Support balance sheet optimization strategy through loan sale transaction data support and portfolio segmentation.
• Support interest rate risk management, hedging, and QRM model management by assisting in continued development and maintenance of the current analytics suite.
• As needed, support cross-functional projects from a Capital Markets standpoint via data analysis, pro forma projections, or business case development
• Create business and strategy review decks that incorporate relevant analytics as requested by leadership, and be prepared to present to upper management if requested.

Qualifications, Education, Certifications and/or Other Professional Credentials

Minimum Required:

• 5+ years of financial or business analytics and management reporting experience
• Database management and SQL/SSMS experience
• Data aggregation and reporting experience using Excel, Power BI, Tableau, and/or Looker
• STEM, Finance, or Economics undergraduate focus

Preferred:

• 5+ years or mortgage originations experience in an analytics-focused capacity
• Prior mortgage capital markets experience
• Prior experience using the QRM risk mgmt. framework
• Programming experience with a language like VBA or Python
• Expert SQL, Excel, Tableau and Power Point skillsets

Hours & Work Schedule

• Hours per Week: 40
• Work Schedule: Monday-Friday

The salary range for this position is $101,000-$140,000. Actual pay is based on various factors including but not limited to the work location, and relevant skills and experience.

We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. Note, Citizens' paid time off policy exceeds the mandatory, paid sick or paid time-away policy of very local and state jurisdiction in the United States. For an overview of our benefits, visit https://jobs.citizensbank.com/benefits .

Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

Equal Employment Opportunity

At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.

Equal Employment and Opportunity Employer

Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates.

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