Job Description

Complete college transcripts showing all coursework must be uploaded in CAPPS (under "File Attachments") for your application to be considered.

Email jobs@dob.texas.gov immediately with questions or issues regarding transcripts.

Mission:

The mission of the Texas Department of Banking is to ensure Texas has a safe, sound and competitive financial services system.

General Description:

Under general direction, provides regulatory review and responses relating to activities at banks, trust companies, data processing centers and other regulated entities to determine their financial condition and compliance with statutory requirements. Recommends enforcement actions or corrective programs for institutions.

Contacts:

Has direct contact with the Commissioner, Deputy Commissioner, Division Directors, Regional Directors, Regional Review Examiners, field examiners, attorneys, regulated entity management, boards of directors and staff, consumers, and other regulatory agencies.

Duties and Responsibilities:

• Performs Austin Headquarters review of regional examination reports to assure accuracy, timeliness and thoroughness of reports, bank files, working papers and compliance with examination priorities.
• Reviews examinations and prepares regulatory response including formal or informal enforcement action, corrective program, or closure of institution for signature of Commissioner or Deputy Commissioner.
• Tracks responses and reviews and makes recommendations regarding the appropriateness of submitted policies, plans, and other corrective actions relating to enforcement actions or other regulatory requirements.
• Communicates with field staff on changes to or questions about reports or ratings.
• Coordinates responses and resolutions with appropriate federal regulatory agencies.
• Keeps abreast of laws, regulations, policies and procedures of federal or other regulatory agencies which may affect the Department.
• Assists with the timely communication and implementation of policies and procedures to agency personnel and related entities.
• Promotes consistency of application of the Department's policies, procedures and regulatory responses.
• Participates in the commissioning process as a panelist to assure fair and thorough evaluation of each candidate.
• Assists regional staff with examination schedules to assure compliance with examination priorities.
• Participates as directed in on-site examinations, including loan reviews at larger regional banks.
• Monitors performance of the bank or trust industries as directed and prepares reports summarizing this performance.
• Assists with responding to consumer complaints and inquiries, when appropriate.
• Coordinates with the legal staff on matters pertaining to opinions or interpretations requested by examining personnel, regulated institutions, or others.
• Prepares internal reports as directed.
• Reviews federal examination reports on banks and holding companies for verification of findings, compliance with law and assessment of risk.
• May assist with internal training classes.
• Performs special projects as assigned.

Qualifications:

Required Minimum Qualifications:

Experience and Education

• Graduation from an accredited four-year college or university with major course work in finance, accounting, business administration, or economics, with a minimum of six hours, nine preferred, in accounting to include basic and or intermediate accounting.
• A complete copy of college transcripts must be submitted with your CAPPS application to be considered. (Foreign education credentials must be evaluated by a NACES or AICE member credential evaluation service.)
• Ten years progressively responsible experience in the regulation, examination, and analysis of financial institutions.
• Must be a current or former (recent) bank examiner commissioned by the FDIC, Federal Reserve, OCC, Texas Department of Banking, or another approved state banking authority. Internal applicants must have completed all phases of the Department's BETS/Commissioning Panel, including required schools for the grade level.
• Possess and exhibit excellent personnel supervisory skills including three years current experience in management and supervision.
• Possess and exhibit a thorough working knowledge of bank operations and bank laws.

Preferred Qualifications:

• Work experience with a financial institution and completion of graduate banking school.
• Supervisory experience within the last three years regarding commercial bank safety and soundness risk profiling, work procedures, and issues.
• Bilingual in Spanish and English with the ability to communicate well, both verbally and in writing.

Special Requirements:

• Position requires up to 20% overnight travel.
• Must possess or obtain within six months a valid Texas Driver's license. Satisfactory driving records are required for driving any vehicle to conduct agency business. Final applicants must certify that personally owned vehicles used for agency business have Texas minimum liability coverage and a valid state inspection.
• This position requires that the incumbent demonstrate strong personal financial responsibility and integrity.
• Final applicants may be subject to an employment credit check, driving record check, and criminal background check.

Knowledge, Skills and Abilities:

• Possess and exhibit excellent oral and written communication skills.
• Possess working knowledge in the use of personal computers, including Microsoft Word and Excel.
• Knowledge of statuary requirements, business operating procedures and reporting techniques.
• Knowledge of banking regulatory principles and practices.
• Skill in reviewing and auditing financial data and records.
• Skill in preparing evaluations, recommendations and reports.
• Ability to maintain effective working relationships with supervisors, co-workers, team members, regulated entity employees and the public.
• Ability to be self-motivated and exercise initiative and independent judgment.
• Ability to maintain confidentiality and handle sensitive information.

Registration, Certification or Licensure: None Required.

Physical and Cognitive Requirements:

The physical demands described here are represented of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

This position requires the incumbent to primarily perform sedentary office work; however, mobility (standing and walking) is routinely required to carry out some duties. It requires extensive computer, copiers, printers, telephone and client/customer contact. The job also requires normal cognitive abilities requiring the ability to learn, recall, and apply certain practices and policies. It requires the stamina to maintain attention to detail despite interruptions. Marginal or corrected visual, speech and auditory requirements are required for reading printed materials and computer screens and communicating with internal and external customers.

This position requires:

• Regular and punctual attendance.
• Frequent use of personal computer, copiers, printers, and telephones.
• Frequent sitting.
• Frequent work under stress, as a team member, and in direct contact with others.
• Overnight Travel: Up to 20%.

Application Process:

Applications should be submitted online through CAPPS Recruit at:

https://capps.taleo.net/careersection/451/jobsearch.ftl?lang=en

Your job application must be complete and thorough including responding to all the supplemental questions. Your application must contain complete job histories, which includes job titles, dates of employment, name of employer, and a description of duties performed. If this information is not submitted, your application may be rejected because it is incomplete. Resumes do not take the place of this required information.

Applications Submitted through Work In Texas:

Applicants may submit applications through Work In Texas (WIT), however applicants must complete the supplemental questions in CAPPS Recruit to be considered for the position. In order to complete the supplemental questions, please register and/or login to CAPPS Recruit and access your profile. Go to CAPPS Recruit to Sign In (Link: https://capps.taleo.net/careersection/ex/jobsearch.ftl?lang=en)

Transcripts:

If education is used to meet the minimum requirements of the job posting, a copy of college transcript(s) issued from the registrar must be uploaded in CAPPS for your application to be considered complete. Foreign education credentials must be evaluated by a NACES or AICE member credential evaluation service. Please contact jobs@dob.texas.gov immediately if you are having difficulty uploading transcripts to your application.

Military Crosswalk information can be accessed at:

http://www.hr.sao.texas.gov/Compensation/MilitaryCrosswalk/MOSC_AccountingAuditingandFinance.pdf

Remarks

State law prohibits any employee of the Department from being or becoming "directly or indirectly indebted to, or financially interested in an entity supervised or regulated by the Banking Commissioner." See Texas Finance Code, Section 12.107.

Those selected for an interview will be contacted by telephone. Final male applicants between the ages of 18 to 26 will be required to furnish proof of registration or exemption from registration with the selective service system.

E-Verify - This organization participates in E-Verify. This employer will provide the Social Security Administration (SSA) and, if necessary, the Department of Homeland Security (DHS), with information from each new employee's Form I-9 to confirm work authorization.

The Texas Department of Banking is an Equal Opportunity Employer and does not discriminate on the basis of race, color, religion, sex, national origin, veteran status, age or disability in employment or the provision of services. A disabled individual requiring reasonable accommodation shall not be denied opportunity due to the disability. The applicant should contact Human Resources if reasonable accommodation is required during the application process at (512) 475-1347.