Let's begin! VP-Sr Credit Officer (5879)

We have an exciting high-profile role for a bright and seasoned banking analyst who will be responsible for covering a portfolio of regional banks and other credits within the North American Banking & Private Credit team (which also includes funds and asset managers, finance companies and securities firms), within Moody's Financial Institutions Group. The successful candidate will further develop thorough sector and company knowledge to provide impactful in-depth credit analysis on a portfolio of rated firms to ensure rating accuracy, establish and effectively manage issuer relationships at the senior executive level, and actively participate in investor and media outreach. The position also involves participation in Moody's conferences and roundtables, as well as third-party events, playing a pivotal role in raising the profile of the team and the broader Financial Institutions Group. Participation in key crossline of business initiatives may also be required.

Moody's flat hierarchy ensures that analysts' roles are broad and deep. The combination of breadth and scope with Moody's unique collegiate atmosphere, international environment with the high quality of talent in the business, makes it is a truly rewarding working experience stretching analysts' abilities and challenging their talents. Moody's provides an excellent personal and career development platform to grow analysts' careers and develop their analytical expertise across geographies, businesses, and sectors. As an organization that values experience, there is a vast resource of knowledge within the business that can support analysts' learning objectives, in parallel to the structured learning and development process.

The Role / Responsibilities:

• Develop in-depth knowledge of assigned credits and take thought leadership initiatives to enhance our analytics and high-quality research impact
• Perform and present in-depth fundamental credit analysis effectively and comprehensively on a regular basis and at rating committees
• Build and maintain high quality relationships with firms' senior management, intermediaries, and other external stakeholders
• Write in-depth, high quality, insightful and focused research on credit trends, specific issuers, or banking industry trends
• Enhance Moody's franchise and thought leadership for banks and non-banks finance entities through active interaction with intermediaries and participation to high profile events, such as third-party events
• Coach and develop junior analysts; provide feedback on performance
• Participate in key divisional and cross line of business initiatives
• Open to a wide range of cultures and ability to travel across the region

Qualifications:

• Strong academic background at least equivalent to an MBA/CFA
• 15+ years of assessing all aspects of financial institutions' risk - capital, asset quality, liquidity, funding, and sensitivity - gained from at a regulator, financial institution, asset management or public accounting firm, credit rating agency, or proven equivalent
• Extensive understanding of the US banking and bank regulation as well as well-rounded understanding of financial markets
• Excellent communication skills - able to communicate clearly and succinctly, both verbally and in writing with public speaking experience
• Strong quantitative and proven analytical skills - including demonstrated work with financial and economic data to inform research and analysis of banks
• Highly organized and efficient, with ability to multi-task and able to meet tight deadlines
• Demonstrate Moody's Culture of Excellence behaviours: Integrity, Collaboration, Responsiveness, Passion and Respect