Quality Control Auditor - Housing Development Officer Senior

When all employees are embraced, respected and heard, we will build a collaborative, equitable, inclusive and anti-racist culture where everyone thrives.

Job Details

Working Title: Quality Control Auditor
Job Class: Housing Development Officer Senior
Agency: Housing Finance Agency

• Job ID: 80475
• Location: St. Paul
• Telework Eligible: Yes, with intermittent trips to the office and other work locations. Teleworking employees are required to live in Minnesota or in a state bordering Minnesota.
• Full/Part Time: Full-Time
• Regular/Temporary: Unlimited
• Who May Apply: Open to all qualified job seekers
• Date Posted: 09/25/2024
• Closing Date: 10/01/2024
• Hiring Agency/Seniority Unit: Housing Finance Agency / Housing Finance-MAPE
• Division/Unit: Human Resources Processing / SF-Ops Risk Mgmt
• Work Shift/Work Hours: Not Applicable Shift
• Days of Work: Monday - Friday
• Travel Required: No
• Salary Range: $30.80 - $45.47 / hourly; $64,310 - $94,941 / annually
• Classified Status: Classified
• Bargaining Unit/Union: 214 - MN Assoc of Professional Empl/MAPE
• FLSA Status: Nonexempt
• Designated in Connect 700 Program for Applicants with Disabilities : Yes

The work you'll do is more than just a job.

At the State of Minnesota, employees play a critical role in developing policies, providing essential services, and working to improve the well-being and quality of life for all Minnesotans. The State of Minnesota is committed to equity and inclusion, and invests in employees by providing benefits, support resources, and training and development opportunities.

Job Summary

Minnesota Housing is hiring! We're a mission-focused financial institution looking for a quality control auditor who will complete quality control reviews to ensure program and statutory compliance for all loans assigned for review. The primary focus for this position will be reviewing files for compliance with the mortgage bond requirements with a secondary focus on supporting quality control reviews for various Single Family lending programs.

Essential Job Duties

• Review selected loan files for completeness and ensure all required documents are received.
• Complete single family quality control audit checklist accurately.
• Identify loan file audit exceptions and document the issue in writing using standard exception language.
• Draft audit response communication and send to external parties as needed.
• Review incoming documentation and determine if it meets the requirements to resolve outstanding exceptions.
• Report on loan file review and outstanding issues to management as needed.
• Escalate unresolved findings, potential fraud, or misuse of funds to management as needed.
• Participate in team meetings to report on audit outcomes and findings.
• Perform all other duties as assigned.

Qualifications

Minimum Qualifications

To be qualified for and considered for this position, applicants must meet all of the minimum qualifications listed below. Ensure that your resume contains descriptions of your work experiences sufficient for comparison against the requirements stated below and indicate the beginning and ending month and year for each job held.

Only applicants whose resumes clearly demonstrate fulfillment of each of these minimum qualifications will be considered for this position.

• Three (3) years of experience in quality control, compliance reviews, loan underwriting, risk management, or program management reviews for a financial services company, mortgage lender, or bank. A bachelor's degree in finance, accounting, business or economics may substitute for 1 year of experience.
• Technical skills and proficiency with experience in Microsoft Office products (Outlook, Word and Excel).
• Knowledge of mortgage industry standard terms, mortgage banking processes, documents, and general familiarity with government sponsored enterprises (GSE) requirements.
• Knowledge of the conventional, government guaranteed or insured, and privately insured residential single family mortgages.
• Ability to demonstrate independent problem solving and decision making skills.
• Demonstrated communication skills, including ability to comprehend and communicate complex information in plain language.
• Cultural competency as demonstrated by skills for communication and interaction across cultures and awareness of one's own world view and that different world views exist.

Preferred Qualifications

• Detailed knowledge of mortgage industry standard terms, mortgage banking processes, documents, with advanced knowledge of GSE requirements.
• Knowledge of real estate laws and regulations applicable to mortgage lending. transactions including GSE auditing or underwriting requirements.
• Experience auditing or underwriting mortgage industry standard loan programs.
• Experience working with Minnesota Housing lending programs, including knowledge of all programs and product types.
• Certifications in Auditing, Fraud or Compliance.

Physical Requirements

Requires moving office items such as file folders and small office tools.

Additional Requirements

This position requires successful completion of the following:

• Reference Checks.
• Job related background checks.
• Conflict of Interest Disclosure.

Application Details

How to Apply

Select "Apply for Job" at the top of this page. If you have questions about applying for jobs, contact the Careers Help Desk at 651-259-3637 or email careers@state.mn.us . For additional information about the application process, go to http://www.mn.gov/careers .

Contact

If you have questions about this position, contact Human Resources at minnesota.housing.human.resources@state.mn.us

To receive consideration as a Connect 700 Program applicant, apply online, email the Job ID#, the Working Title and your valid Proof of Eligibility Certificate by the closing date to Human Resources at minnesota.housing.human.resources@state.mn.us .

About Housing Finance Agency

At Minnesota Housing, we know that affordable housing is an essential part of Minnesota's infrastructure. When you work here, you're helping to build stronger communities. We have a national reputation as one of the finest housing finance agencies in the country.

Working together to improve the state we love.

What do Minnesota's State employees have in common?

• A sense of purpose in their work
• Connection with their coworkers and communities
• Opportunities for personal and professional growth

Benefits

As an employee, you'll have access to one of the most affordable health insurance plans in Minnesota, along with other benefits to help you and your family be well.

Your benefits may include:

• Paid vacation and sick leave
• 12 paid holidays each year
• Low-cost medical, dental, vision, and prescription drug plans
  • Fertility care, including IVF
  • Diabetes care
  • Dental and orthodontic care for adults and children
• 6 weeks paid leave for parents of newborn or newly adopted children
• Pension plan that provides income when you retire (after working at least three years)
• Employer paid life insurance to provide support for your family in the event of death
• Short-term and long-term disability insurance that can provide income if you are unable to work due to illness or injury
• Tax-free expense accounts for health, dental, and dependent care
• Resources that provide support and promote physical, emotional, social, and financial well-being

Support to help you reach your career goals:

• Training, classes, and professional development
• Student Loan Reimbursement (pilot program)
• Federal Public Service Loan Forgiveness Program (Some positions may qualify for the Public Service Loan Forgiveness Program. For more information, visit the Federal Student Aid website at studentaid.gov )

Employee Assistance Program (EAP) for work/life support:

• A voluntary confidential program that helps employees and their families with life challenges that may impact overall health, personal well-being, or job performance
• Common sources of stress can be addressed through the EAP: mental health, relationship challenges (personal and work), grief and loss, finances, and legal issues
• Daily Living/Convenience Services: Chore services, home repair, trip planning, child/elder care

Programs, resources and benefits eligibility varies based on type of employment, agency, funding availability, union/collective bargaining agreement, location, and length of service with the State of Minnesota.

EQUAL OPPORTUNITY EMPLOYERS

Minnesota state agencies are equal opportunity, affirmative action, and veteran-friendly employers. State agencies are committed to creating a workforce that reflects the diversity of the state and strongly encourages persons of color and Indigenous communities, members of the LGBTQIA2S+ community, individuals with disabilities, women, and veterans to apply. The varied experiences and perspectives of employees strengthen the work we do together and our ability to best serve Minnesotans.

All qualified applicants will receive consideration for employment without regard to race, color, creed, religion, national origin, sex (including pregnancy, childbirth, and disabilities related to pregnancy or childbirth), gender identity, gender expression, marital status, familial status, age, sexual orientation, status regarding public assistance, disability, veteran status or activity in a local Human Rights Commission or any other characteristic protected by law.

APPLICANTS WITH DISABILITIES

Minnesota state agencies make reasonable accommodations to their employees and applicants with disabilities. If you have a disability and need assistance in searching or applying for jobs with the State of Minnesota, call the Careers Help Desk at 651-259-3637 or email careers@state.mn.us and let us know the support you need.