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Who we are:

Shape a brighter financial future with us.

Together with our members, we're changing the way people think about and interact with personal finance.

We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.

The role

We are seeking a Senior Data Scientist to join our Pricing team in the Lending Organization, with focus on our Personal Loans (PL) business. This is an exciting role for someone to make a direct impact on the revenue of SoFi. As a senior data scientist in our Pricing team, you will be working closely with a world-class team of business leaders and data scientists to help develop, launch, and monitor SoFi pricing strategies across our PL business.

What you'll do:

• Develop and test pricing strategies that optimize for profitability through the improvement of revenue, credit risk, and/or cost per customer acquisition
• Innovate and own new pricing strategies to drive company profits
• Run significance tests and continuously discover trends in customer behavior to inform decision making with a high level of confidence
• Leverage pricing models to simulate profitability from pricing strategies and forecast changes to SoFi's customer credit portfolio
• Build reporting pipelines and dashboards to deliver results of pricing strategies to the business
• Build intuitive and analytical models to help decision makers understand the price elasticity of customer segments
• Routinely present analyses to SoFi business leaders.

What you'll need:

• B.S. or M.S. in Computer Science, Statistics, Operations Research, Engineering, Mathematics or a related quantitative field is required for this position. M.B.A preferred, not required.
• 5-7 years of industrial experience working in the area of pricing, financial services, consulting, and/or credit risk strategies
• Proven track record of end-to-end experience in utilizing and laying strategic framework for model development, testing, implementation and performance tracking in the financial services industry
• Exceptional programming skills in Python and SQL
• Strong knowledge of Tableau and experience building production-level dashboards
• Ability to work in a dynamic, cross-functional environment, with strong attention to detail
• Effective communication skills and ability to explain complex concepts in simple terms
• Strong relationship building and collaborative skills
• Excels in a fast moving environment with outstanding stakeholder management abilities
• Exceptional problem-solving skills

Nice to have:

• Experience working with product and/or engineering teams
• Experience working in the consumer unsecured lending space
• Experience with Snowflake, Gitlab, & DBT
• Experience with machine learning and statistical modeling methods for supervised and unsupervised learning

Compensation and Benefits

The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.

To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!

Pay range: $128,000.00 - $240,000.00

Payment frequency: Annual

This role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.

SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law. The Company hires the best qualified candidate for the job, without regard to protected characteristics. Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records. New York applicants: Notice of Employee Rights SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com. Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees

If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.