LOAN SPECIALIST (COMMERCIAL) RECENT GRADUATE

Summary

This vacancy is being announced under the Pathways Recent Graduates Program.

Announcement may be used to fill similar positions within 90 days of the closing date.

Applicants selected for the GS-7, salary including locality will be:

• GS-7 salary range $55, 924.00 - $72,703

Applicants selected for the GS-9, salary including locality will be:

• GS-9 salary range $68,405 - $88,926

This job is open to

• Career transition (CTAP, ICTAP, RPL)
  
  Federal employees who meet the definition of a "surplus" or "displaced" employee.
• Recent graduates
  
  Individuals who have graduated from an accredited educational institute or certificate program within the last 2 years or 6 years for Veterans.

Clarification from the agency

Recent Graduate Eligibles

Duties

Please Note: Employees will be required to report to their assigned office location at least 2 day per week for non-supervisory positions and 3 days per week for supervisory/managerial positions unless the position advertised is designated as a remote-only position.

EXIM's Recent Graduates Program affords developmental experiences in the Federal Government intended to promote possible careers in the civil service to individuals who have recently graduated from qualifying educational institutions or programs. Successful applicants are placed in a dynamic developmental program with the potential to lead to a civil service career in the Federal Government.

This position is located in the Office of Small Business, Export Credit Insurance (ECI) Division. ECI is responsible for the Bank's exporter short term multi-buyer and single-buyer insurance products for exporters and financial institutions. These products protect an insured from losses resulting from the granting of trade credits (trade credit is a business transaction whereby credit is offered by product vendors or service providers to their customers as an alternative to pre-payment or cash in advance terms) due to credit risks such as a protracted default (non-payment on agreed upon terms), insolvency, bankruptcy, or political risks (currency controls, political unrest, and /or expropriation) and various other risks.

The incumbent serves as Loan Specialist (Commercial) advanced trainee for ECI. This is a developmental trainee position involves assignments for both the underwriting of transactions involving short term programs offered by ECI and account relationship function.

At the full performance level, duties include, but are not limited to:

• Underwrites transactions associated with export credit insurance policies, including policy quotes, amendments, and renewals by single buyer and multi -buyer transactions.
• Reviews applications for completeness, accuracy, and compliance with Bank policies and undertakes an analysis to determine reasonable assurance of repayment ensuring compliance with case processing procedures; gathers any necessary credit or financial information from applicants; identifies key issues and mitigating factors that may impact the credit assessment; and coordinates all necessary inter-divisional activities to complete the approval process within published standards.
• Serves as a Relationship Manager with responsibility for complex transactions from receipt of application to final decision on credit worthiness. Works directly with lenders, borrowers, Office of General Counsel and other divisions and offices in the agency.
• Prepares memos with appropriate recommendations under Individual Delegated Authority (IDA) and to the appropriate approval authority for those transactions exceeding an IDA.
• Advises customers which EXIM's products are best suited to their needs. Responds to requests for assistance from existing policyholders , exporters, banks, brokers and regional officers and educates them on EXIM requirements, policies, procedures and EXIM's web based application processing system.
• Conducts user acceptance testing and validates system functionality and usability upgrades on the online system.
• Conducts site visits to (a) assist exporters in understanding their insurance policy and to assess the exporter's industry, receivables portfolio, and ability to make credit decisions and (b) meet with buyer's to understand their business, aid our underwriting process and foster new business.
• Evaluates the ability of the lenders, exporters, suppliers and other participants to perform under a transaction, to expand business opportunities, and assess current and potential transactions.
• Represents the Bank in external meetings and conferences with a wide variety of entities. Participates in internal work groups that evaluate and make recommendations regarding improvements in EXIM's programs, policies or processes.
• Provides assistance, guidance, training and leadership to junior Loan Specialist.

Requirements

Conditions of Employment

• U.S. Citizenship
• Background and Security/Suitability Investigation
• You may be required to serve a one year trial period
• Specialized experience MUST be documented on your resume
• Current or Former Political Appointees: If you are, or have been employed in the last 5 years, you must disclose this information. Failure to do so may result in disciplinary action including removal from Federal Service.

Qualifications

Recent Graduate Eligibility:

Individuals who have obtained a qualifying Associates, Bachelor's, Master's, Professional, Doctorate, Vocational or Technical degree or certificate from a qualifying educational institution, within the previous 2 years.

OR

Veterans (as defined in 5 U.S.C. 2108) who were unable to apply within 2 years of obtaining a qualifying Associates, Bachelor's, Master's, Professional, Doctorate, Vocational or Technical degree or certificate from a qualifying educational institution due to their military service obligation. Veterans have a full 2-year eligibility period to apply upon his/her release or discharge from active duty. The eligibility period for veterans must be within 6 years of degree completion.

AND

In addition to the Recent Graduate and Basic Requirement Eligibilities noted above, applicants must also meet one of the following:

Specialized Experience (Credit for Specialized Experience on resume must reflect 40 hours/Full-time per week for each period of work): To qualify for the GS-07, you must have one (1) year of specialized experience that has equipped you with the particular knowledge, skills, and abilities to successfully perform the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, specialized experience must have been equivalent to at least the GS-05 level in the Federal Government or other equivalent pay systems. Specialized experience includes:

• Experience in providing customer service to internal or external customers;
• Experience or knowledge in communicating financial information to others; AND
• Experience in using database and spreadsheet applications, statistical software programs, and/or other financial management systems/computerized tracking models for data information and statistical reports.

OR

• 1 full year of graduate level education leading to such a degree (finance, business administration, economics, or related fields) that has equipped me to perform the major duties of this position. (Transcripts must be provided if qualifying based on education.)

OR

• A combination of graduate level education and specialized experience that has equipped me to perform the major duties of this position. (Transcripts must be provided if qualifying based on a combination of education and experience.)

Specialized Experience (Credit for Specialized Experience on resume must reflect 40 hours/Full-time per week for each period of work): To qualify for the GS-09, you must have one (1) year of specialized experience that has equipped you with the particular knowledge, skills, and abilities to successfully perform the duties of the position, and that is typically in or related to the work of the position to be filled. To be creditable, specialized experience must have been equivalent to at least the GS-07 level in the Federal Government or other equivalent pay systems. Specialized experience includes:

• Experience in providing customer service to internal or external customers;
• Experience or knowledge in communicating financial information to others;
• Experience in using database and spreadsheet applications, statistical software programs, and/or other financial management systems/computerized tracking models for data information and statistical report; AND
• Experience or knowledge in financial statement analysis, corporate finance, accounting, or international trade finance markets.

OR

A Master's Degree or equivalent graduate degree or two years of progressively higher level graduate education leading to a Master's degree or equivalent graduate degree (finance, business administration, economics, or related fields) . (Transcripts must be provided if qualifying based on education.)

OR

Combination of Experience and Education: Only graduate education in excess of the amount required for the GS-07 grade level may be used to qualify applicants for positions at the GS-09 grade level. Therefore, only education in excess of one full year of graduate level education may be used to combine education and experience.

****NOTE: You must submit proof of your education at the time of application in order to receive consideration.*****

Education completed in foreign colleges or universities may be used to meet the above requirements if you can show that the foreign education is comparable to that received in an accredited educational institution in the United States. It is your responsibility to provide such evidence when applying.

• http://www.naces.org
• http://www.fceatlanta.com

Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g., Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community; student; social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience.

Part-time and/or unpaid experience related to this position will be considered to determine the total number of years and months of experience. Be sure to note the number of paid or unpaid hours worked each week.

Foreign Education: If you are qualifying by education and/or you have education completed in a foreign college/university described above, it is your responsibility to provide transcripts and proof of U.S. accreditation for foreign study. Please visit the following links for more information:

• http://www.naces.org
• http://www.fceatlanta.com

Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from schools accredited by accrediting institutions recognized by the U.S. Department of Education.

For qualification determinations, your resume must contain the following for each work experience listed:

• Organization/Agency's Name
• Title
• Salary (series and grade, if applicable)
• Start and end dates (including the month and year)
• Number of hours you worked per week
• Relevant experience that supports your response to the specialized experience that is stated in the job announcement

If your resume does not contain this information, your application may be marked as incomplete and you will not receive consideration for this position.

Additional information on the qualification requirements is outlined here.

As a participant in the Pathways Recent Graduates Program, you will:

• receive at least 40 hours of formal training and on-the-job training directly linked to your employment field;
• be assigned a mentor;
• sign a Pathways Recent Graduates' Participant Agreement and execute an Individual Development Plan outlining training requirements and program expectations; and
• serve a trial period for one year under an excepted service appointment

Recent Graduates who satisfactorily complete the Pathways Recent Graduates Program and meet all eligibility requirements for conversion may be non-competitively converted to a Term or Permanent appointment in the competitive service.

Please visit the Pathway's Program website for more information, click here.

All requirements must be met by 09/09/2024, the closing date of the announcement.

Additional information

Current or Former Political Appointees: Pursuant to the Office of Personnel Management (OPM) oversight authority under section 1104(b)(2) of title 5, United States Code (U.S.C.) and section 5.2 of title 5, Code of Federal Regulations, OPM requires agencies to seek their approval prior to appointing any current or former political appointee to a permanent position (without time limits) in the civil service. A former or recent political appointee is someone who held a political appointment covered by OPM's policy within the previous 5-year period. OPM's oversight in this area safeguards merit system principles as well as fair and open competition free from political influence. If you are currently employed, or have been employed within the last 5 years, you must disclose this information. Failure to disclose this information could result in disciplinary action including removal from Federal Service.

Please visit the following link for the types of political appointments.

Agency Career Transition Assistance Program (CTAP) or the Interagency Career Transition Assistance Program (ICTAP) Eligibles: These programs apply to employees who have been involuntarily separated from a Federal service position within the competitive service or Federal service employees whose positions have been deemed surplus or no longer needed. To receive selection priority for this position, you must: 1) meet CTAP or ICTAP eligibility criteria; 2) be rated well-qualified for the position with a score of 80 or above based on the competencies listed above; and 3) submit the appropriate documentation to support your CTAP or ICTAP eligibility. For more information, please click here.

Veterans: All veterans must meet the qualification requirements of the position for further consideration. For more information on veterans' preference, please click here.

Selective Service: If you are a male applicant born after December 31, 1959, you must certify that you have registered with the Selective Service System, or are exempt from having to do so under the Selective Service Law.

This agency provides reasonable accommodation to applicants with disabilities. If you need a reasonable accommodation for any part of the application and hiring process, please notify the agency. The decision on granting reasonable accommodation will be made on a case-by-case basis.

Ethical Standards/Financial Disclosure:

EXIM is committed to the highest ethical standards. As an employee, you will be covered by the criminal conflict of interest statutes and the Standards of Ethical Conduct for Employees of the Executive Branch. You will be required to complete new employee ethics training within 3 months of your appointment.

If this position is subject to financial disclosure requirements (either public or confidential depending upon your position), you will be required to complete a new entrant financial disclosure report within 30 days of your appointment.

• Benefits
  
  A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
  
  Review our benefits
  
  Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.

How You Will Be Evaluated

You will be evaluated for this job based on how well you meet the qualifications above.

Once the job opportunity announcement closes, a careful evaluation of your resume and supporting documentation will be made, and compared against your responses to the assessment questionnaire to determine if you meet the job qualifications; and to the extent to which your application shows that you possess the competencies associated with this position. If, after evaluating your resume and supporting documentation, a determination is made that you have inflated your responses when compared to your background information, your category may be adjusted to more accurately reflect your skills and abilities. Please follow all instructions carefully. Errors or omissions may affect your eligibility.

The Category Rating method will be used to evaluate applicants. All qualified applicants will be assigned to one of the following categories:

• Best Qualified - Meets the minimum qualification requirements and excels in most of the job related competencies.
• Well Qualified - Meets the minimum qualification requirements and satisfies most of the job related competencies. (This category must be met to be considered under CTAP/ICTAP procedures)
• Qualified - Meets the minimum qualification requirements, but does not satisfy most of the job related competencies to a substantive degree.This Category Rating method does not add veterans' preference points or apply the "rule of three", but protects the rights of veterans by placing them ahead of non-preference eligibles within each category. A selecting official may make selections from the highest quality category (Best Category) provided no preference eligible in that category is passed over to select a non-preference eligible in that category unless the requirements of 5 U.S.C. 3317(b) or 3318(b) are satisfied.

Preference eligibles who meet minimum qualification requirements and who have a compensable service-connected disability of at least 10 percent must be listed in the highest quality category, except when the position being filled is scientific or professional at the GS-9 grade level or higher. Applicants who have not submitted a resume in the USAJobs system and/or have not answered all of the vacancy questions will not be considered for this position.

Important Note: Your resume and supporting documentation will be compared to your responses to the occupational questionnaire or other assessment tool for consistency. If a determination is made that you have rated yourself higher than is supported by your resume, you will be assigned a rating commensurate to your described experience. Your resume should provide sufficient information regarding how your education and experience relate to this position, including the major duties and qualifications criteria listed.

• Benefits
  
  A career with the U.S. government provides employees with a comprehensive benefits package. As a federal employee, you and your family will have access to a range of benefits that are designed to make your federal career very rewarding. Opens in a new windowLearn more about federal benefits.
  
  Review our benefits
  
  Eligibility for benefits depends on the type of position you hold and whether your position is full-time, part-time or intermittent. Contact the hiring agency for more information on the specific benefits offered.
• Required Documents
  
  As a new or existing federal employee, you and your family may have access to a range of benefits. Your benefits depend on the type of position you have - whether you're a permanent, part-time, temporary or an intermittent employee. You may be eligible for the following benefits, however, check with your agency to make sure you're eligible under their policies.
  
  Your application package should include the following documents:
  
  • Your Resume (applicants are required to submit a resume with job title, series/grade (if federal employee), duties and accomplishments, employer's name, starting and ending dates of employment, number of hours worked per week, and annual salary). If your resume does not contain this information, your application may be marked as incomplete and you will not receive consideration for this position.
  • Unofficial Transcripts. If selected for the position, you must provide an official transcript before appointment.
  • Proof of U.S. accreditation for foreign study, if applicable.
  • Special Priority Selection rights under CTAP or ICTAP:
    
    • Copy of your agency notice (RIF Separation Notice, Notice of Proposed Removal, etc);
    • Copy of your most recent performance appraisal (with at least a satisfactory rating),
    • Most current SF-50 showing career/conditional tenure competitive status, position title, grade level, and duty location.
  • Proof of Veteran's Preference - DD-214 (Member 4 Copy), if you are a veteran. Additionally, applicants claiming 10-point preference must complete Standard Form (SF)15, Application for 10-Point Veteran Preference, as well as additional documentation required by the SF-15, such as a VA letter, if applicable. If a DD-214 (Member Copy 4) is not available, other documentation listing the beginning and ending dates of active service and the type of discharge must be submitted to verify eligibility.
  • Submission of any required documents listed in vacancy announcement, if applicable.
  
  Please note that if you do not provide all required information/documents, as specified in this announcement, you may not be considered for this position (or may not receive the special consideration for which you may be eligible).
  
  
  If you are relying on your education to meet qualification requirements:
  
  Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from
  schools accredited by accrediting institutions recognized by the U.S. Department of Education.
  
  Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.
• How to Apply
  
  Applications will only be accepted online; however if you are unable to apply online, please contact the Agency Contact Person listed below.
  
  To apply for this position, you must complete the occupational questionnaire and submit the documentation specified in the Required Documents section.
  
  The complete application package must be submitted by 11:59 PM (EST) onto receive consideration.
  
  The following is a link to preview the occupational questionnaire:
  
  https://apply.usastaffing.gov/ViewQuestionnaire/12492031
  
  • To begin, click Apply Online to create a USAJOBS account or log in to your existing account. Follow the prompts to select your USAJOBS resume and/or other supporting documents and complete the occupational questionnaire.
  • Click the Submit My Answers button to submit your application package.
  • It is your responsibility to ensure your responses and appropriate documentation is submitted prior to the closing date.
  • To verify your application is complete, log into your USAJOBS account here, select the Application Status link and then select the more information link for this position. The Details page will display the status of your application, the documentation received and processed, and any correspondence the agency has sent related to this application. Your uploaded documents may take several hours to clear the virus scan process.
  • To return to an incomplete application, log into your USAJOBS account and click Update Application in the vacancy announcement. You must re-select your resume and/or other documents from your USAJOBS account or your application will be incomplete.
  
  
  Agency contact information
  
  Michele Jarman
  
  Phone
  
  2025653300
  
  Email
  
  michele.jarman.ctr@exim.gov
  
  Address
  
  Export-Import Bank of the United States
  
  811 Vermont Avenue, NW
  
  Washington, DC 20571
  
  US
  
  Next steps
  
  After all application packages have been received, we will review your application to ensure you meet the basic qualification requirements. We will evaluate each applicant who meets the basic qualifications on the information in the Occupational Questionnaire and may interview best-qualified applicants.
• Fair and Transparent
  
  The Federal hiring process is set up to be fair and transparent. Please read the following guidance.
  
  
  • Criminal history inquiries
  • Equal Employment Opportunity (EEO) Policy
  • Financial suitability
  • New employee probationary period
  • Privacy Act
  • Reasonable accommodation policy
  • Selective Service
  • Signature and false statements
  • Social security number request

Required Documents

Your application package should include the following documents:

• Your Resume (applicants are required to submit a resume with job title, series/grade (if federal employee), duties and accomplishments, employer's name, starting and ending dates of employment, number of hours worked per week, and annual salary). If your resume does not contain this information, your application may be marked as incomplete and you will not receive consideration for this position.
• Unofficial Transcripts. If selected for the position, you must provide an official transcript before appointment.
• Proof of U.S. accreditation for foreign study, if applicable.
• Special Priority Selection rights under CTAP or ICTAP:
  
  • Copy of your agency notice (RIF Separation Notice, Notice of Proposed Removal, etc);
  • Copy of your most recent performance appraisal (with at least a satisfactory rating),
  • Most current SF-50 showing career/conditional tenure competitive status, position title, grade level, and duty location.
• Proof of Veteran's Preference - DD-214 (Member 4 Copy), if you are a veteran. Additionally, applicants claiming 10-point preference must complete Standard Form (SF)15, Application for 10-Point Veteran Preference, as well as additional documentation required by the SF-15, such as a VA letter, if applicable. If a DD-214 (Member Copy 4) is not available, other documentation listing the beginning and ending dates of active service and the type of discharge must be submitted to verify eligibility.
• Submission of any required documents listed in vacancy announcement, if applicable.

Please note that if you do not provide all required information/documents, as specified in this announcement, you may not be considered for this position (or may not receive the special consideration for which you may be eligible).


If you are relying on your education to meet qualification requirements:

Education must be accredited by an accrediting institution recognized by the U.S. Department of Education in order for it to be credited towards qualifications. Therefore, provide only the attendance and/or degrees from
schools accredited by accrediting institutions recognized by the U.S. Department of Education.

Failure to provide all of the required information as stated in this vacancy announcement may result in an ineligible rating or may affect the overall rating.

How to Apply

Applications will only be accepted online; however if you are unable to apply online, please contact the Agency Contact Person listed below.

To apply for this position, you must complete the occupational questionnaire and submit the documentation specified in the Required Documents section.

The complete application package must be submitted by 11:59 PM (EST) onto receive consideration.

The following is a link to preview the occupational questionnaire:

https://apply.usastaffing.gov/ViewQuestionnaire/12492031

• To begin, click Apply Online to create a USAJOBS account or log in to your existing account. Follow the prompts to select your USAJOBS resume and/or other supporting documents and complete the occupational questionnaire.
• Click the Submit My Answers button to submit your application package.
• It is your responsibility to ensure your responses and appropriate documentation is submitted prior to the closing date.
• To verify your application is complete, log into your USAJOBS account here, select the Application Status link and then select the more information link for this position. The Details page will display the status of your application, the documentation received and processed, and any correspondence the agency has sent related to this application. Your uploaded documents may take several hours to clear the virus scan process.
• To return to an incomplete application, log into your USAJOBS account and click Update Application in the vacancy announcement. You must re-select your resume and/or other documents from your USAJOBS account or your application will be incomplete.

Agency contact information

Michele Jarman

Phone

2025653300

Email

michele.jarman.ctr@exim.gov

Address

Export-Import Bank of the United States

811 Vermont Avenue, NW

Washington, DC 20571

US

Next steps

After all application packages have been received, we will review your application to ensure you meet the basic qualification requirements. We will evaluate each applicant who meets the basic qualifications on the information in the Occupational Questionnaire and may interview best-qualified applicants.

Fair & Transparent

The Federal hiring process is set up to be fair and transparent. Please read the following guidance.

• Criminal history inquiries
• Equal Employment Opportunity (EEO) Policy
• Financial suitability
• New employee probationary period
• Privacy Act
• Reasonable accommodation policy
• Selective Service
• Signature and false statements
• Social security number request