Senior Manager, Compliance - RJ Bank (Hybrid)

Job Summary

Under intermittent supervision with a high level of autonomy, uses extensive knowledge and skills obtained through education, experience, specialized training, and/or certification in financial services or banking industry compliance to administer and manage an assigned compliance function. Leads major projects, programs, or processes with significant business impact. Influences strategic direction, develops tactical plans, and completes complex assignments with substantial latitude for un-reviewed actions or decisions. Provides comprehensive solutions to escalated problems or needs.

Essential Duties and Responsibilities

• Performs RJ Bank fair lending compliance reviews and analyzes the fair lending risk within various business units.

• Performs periodic compliance monitoring and prepares reports summarizing the Bank's fair lending activity.

• Supports the comparative file/matched pair analyses for Residential, Consumer, and Small Business lending portfolios.

• Supports the Home Mortgage Disclosure Act (HMDA) compliance program by reviewing reportable transactions, compiling data, and performing validity and quality edit reviews.

• Provides advice and guidance to the Bank's First Line of Defense in relation to HMDA data collection and Fair Lending-related topics.

• Completes and maintains the Bank's fair lending risk assessments.

• Participates in the Bank's Complaint program oversight and management.

• May coach, train, and mentor other Compliance associates.

• May assist with developing and implementing continuing education and training programs for the department in conjunction with management.

• Establishes objectives and develops processes and procedures to ensure adherence to all regulatory requirements.

• Partners with business units to recommend policy and process changes to Senior Management.

• Ensures effective coordination occurs within assigned work groups and with other work groups.

• Serves as a resource on compliance issues to clients and staff.

• May serve as a compliance liaison on various committees and projects representing the department's interests.

• Serves as a member of the RJ Bank's Community Reinvestment Act (CRA)/Fair Lending Working Group as needed.

• Researches regulatory updates to identify linkages and trends and apply findings.

• Performs periodic reporting on compliance and operational issues as required.

• Assists in preparing the operational budgets for assigned functional areas.

• Balances conflicting resource and priority demands.

• Performs other duties and responsibilities as assigned.

Qualifications:

Knowledge, Skills, and Abilitie

Advanced Knowledge of:

• Fair lending-related regulations (i.e., HMDA, ECOA, FHA, CRA, UDAAP) with a minimum of three years of experience

• Familiarity with Bank complaint processes and exceptional customer service skill

• Concepts, practices, and procedures of banking compliance and knowledge of the securities industry a plu

• Rules and regulations of: Federal Reserve System; Consumer Financial Protection Bureau (CFPB); Federal Deposit Insurance Corporation (FDIC); Federal Financial Institutions Examination Council (FFIEC); Office of the Comptroller of the Currency (OCC); state banking regulatory agencies.

• Investment concepts, practices, and procedures used in the banking and financial services industry.

• Principles of banking and finance industry operations.

• Regulatory exams, inquiries, and internal reviews.

Advanced skill in:

• Performing fair lending comparative file reviews for underwriting and pricing.

• Financial data analysis model development, model review, and validation.

• HMDA data integrity file review experience.

• Identifying loan origination systems controls and data is preferred.

• Operating standard office equipment and using required software applications.

• Planning and scheduling work to meet regulatory organizational and regulatory requirements.

• Identifying and applying appropriate compliance monitoring procedures and tests.

• Preparing oral and/or written reports.

• Investigating compliance issues and irregularities.

• Making rule-based and analytical decisions.

• Strong verbal and written communication.

Ability to:

• Coach and mentor others.

• Partner with other functional areas to accomplish objectives.

• Facilitate meetings, ensuring all viewpoints, ideas, and problems are addressed.

• Attend to detail while maintaining a big-picture orientation.

• Work under pressure on multiple tasks concurrently and meet deadlines in a fast-paced work environment with frequent interruptions and changing priorities.

• Use appropriate interpersonal styles and communicate with all organizational levels effectively, both orally and in writing.

• Work independently as well as collaboratively within a team environment.

• Establish and maintain effective working relationships at all levels of the organization.

• Maintain confidentiality.

• Maintain currency in laws, rules, and regulations related to compliance in assigned functional areas.

• Interpret and apply policies and identify and recommend changes as appropriate.

• Quantitatively and/or qualitatively process data.

• Formulate and implement department strategies consistent with long-term company goals.

• Promote team cohesiveness, cooperation, and effectiveness.

Educational/Previous Experience Requirement

Education/Previous Experience

• Bachelor's Degree (B.A./B.S.) in a related discipline and a minimum of eight (8) years of experience in Compliance and/or the financial services industry.

• ~or~

• Any equivalent combination of experience, education, and/or training approved by Human Resources.

Licenses/Certifications

• None Required.

• Appropriate series license(s) for assigned functional area preferred.

• Additional licenses/certifications demonstrating the candidate's knowledge/expertise in industry regulation and concepts preferred.

Raymond James Guiding Behaviors

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same

• Work with and through others to achieve desired outcome

• Make prompt, pragmatic choices and act with the client in mind

• Take ownership and hold themselves and others accountable for delivering results that matter

• Contribute to the continuous evolution of the firm