Analyst - Treasury

You Lead the Way. We've Got Your Back.

With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.

At American Express, you'll be recognized for your contributions, leadership, and impact-every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.

Join Team Amex and let's lead the way together.

Our industry is rapidly evolving, and we need courageous, quick thinkers who can shape the strategic decisions that lead our business forward. Whether it's negotiating with some of our largest global partners or creating next year's financial plan, you can influence both our day-to-day P&L and the future direction of the company. As part of the team, you can have the opportunity to learn and use the latest data tools and technologies and explore a range of roles to grow your career. Find your place in finance on #TeamAmex.

How will you make an impact in this role?

The Liquidity Risk Management (LRM) team is a part of the Global Treasury Organization at American Express. The team's core objective is to ensure the company meets its regulatory liquidity needs by forecasting the company's regulatory liquidity requirements, collaborating with the funding team to ensure timely funding of those needs, and performing stress testing to ensure the company remains compliant with all regulatory liquidity requirements on an ongoing basis.

This role is an amazing opportunity to take responsibility for performing the regulatory liquidity risk management forecasting, stress testing, analytics, and governance activities as American Express's regulatory and reporting requirements migrate from a Category IV bank to Category III & II in coming years.

Responsibilities include, but are not limited to:

• Perform production runs and validation of Liquidity Stress Testing (LST), Liquidity Coverage Ratio (LCR), Net Stable Funding Ratio (NSFR) and other LRM processes.
• Support preparation of materials for key committees and other management meetings.
• Conduct the review, refresh and reporting of the concentration risk limits framework, early warning indicators and material non-US entity stress testing.
• Analyze large data sets and summarize key messages for management to help inform funding and business strategy decisions.
• Support review and refinement of liquidity assumptions, methodologies and processes for liquidity sources and uses for LST, LCR and NSFR.
• Maintain the company's LRM policy and supporting internal control group reviews and regulatory exams.
• Work closely with Bank Legal Entity Management teams to provide SME support for LRM at regulated entities.

Minimum Qualifications

• 1-2 years Finance/Treasury/Market or Credit Risk experience.
• Knowledge of balance sheet, income statement, and accounting fundamentals.
• Excellent communication and teamwork skills to collaborate closely effectively with internal and external business partners.
• Ability to manage multiple priorities, drive projects, and work well under tight deadlines.
• An analytical approach coupled with strong process management skills and ability to drive improvements.
• Ability to analyze large data sets and summarize results for management.
• Strong proficiency in Excel and PowerPoint required.
• Experience with data analysis tools (e.g., Microsoft Excel VBA, SQL, Python, Tableau, PowerBI)
• Undergraduate degree in a finance-related area such as Finance, Financial Engineering, Accounting, Economics or a quantitative discipline, e.g. Math/Statistics.

Preferred Qualifications

• Proficiency in liquidity regulations (Liquidity Stress Testing, FR 2052a, LCR, NSFR) and related financial reporting and modeling.

Qualifications

Salary Range: $55,000.00 to $105,000.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.

We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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